This type of insurance will cover a tradesperson (a builder, carpenter, decorator, electrician, plumber or handyman) in the form of a sole trader or somebody who is employed by a company. If employed by somebody else, it is worth checking their policy to see what cover is in place.
The three main types of insurance.
- Public liability Insurance
- Employers’ liability Insurance
- Professional indemnity insurance
Frequently Asked Questions
Details of the nature of the work
Tools and equipment
Level of cover required
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.