Tradesperson Insurance

This type of insurance will cover a tradesperson (a builder, carpenter, decorator, electrician, plumber or handyman) in the form of a sole trader or somebody who is employed by a company. If employed by somebody else, it is worth checking their policy to see what cover is in place.

The three main types of insurance.

  • Public liability Insurance
  • Employers’ liability Insurance
  • Professional indemnity insurance

Frequently Asked Questions

What type of trades person insurance do I need?

There are a number of factors to consider. This depends on the nature of your work and what level of protection you require. Give us a call and we will run through the options.

What details do I need to provide to get a quote?

Details of the nature of the work
Tools and equipment
Level of cover required

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.