Tradesperson Insurance

This type of insurance will cover a tradesperson (a builder, carpenter, decorator, electrician, plumber or handyman) in the form of a sole trader or somebody who is employed by a company. If employed by somebody else, it is worth checking their policy to see what cover is in place.

Type of Insurance Cover

The three main types of insurance.

Public Liability Insurance

This cover protects against claims that may arise as a result of accidental damage or injury that a customer or a member of the public incurs because of work that has been carried out.

Employers’ Liability Insurance

This kind of arrangement is for those who run a business and employ staff. This protects against claims if your employees become injured or sick due to work – on or off-site.

Professional Indemnity Insurance

This will cover costs from damages or compensation claims against work that has been carried out.

Request a Quotation

Frequently Asked Questions

There are a number of factors to consider. This depends on the nature of your work and what level of protection you require. Give us a call and we will run through the options.

Details of the nature of the work
Tools and equipment
Level of cover required

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.

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In the UK 1.6 million people rely on heating oil for their energy, this can be due to rural locations and no access to cost effective alternatives. Thousands of fuel oil deliveries take place each day in the UK to domestic and commercial properties, getting it wrong can cause catastrophic environmental damage.

At Evergreen we recognise the damage that could be caused should there be an oil spill or other incident, together with our partner Compass Environmental we have created a protection package to respond should a incident occur. Our product, Oilshield has been designed in conjunction with one of the UK’s largest insurers, Aviva and brings together our combined market knowledge and desire to help protect the environment.

Oilshield is a full business protection package for oil distrubutors, whilst protecting businesses property, liabilities and vehicles we have also build in compulsory risk management & training provided by Compass Enviromental as well as a 24/7 spill response and clean up service – therefore limiting the damage caused to the environment in an incident. Imagine if a tanker carrying fuel oil “rolled” on the motorway spilling oil into roads, rivers or farm land very quickly this can be a major incident. Compass have the capability to manage the incident and respond, dealing with all aspects of the clean up involved in such an incident. Managing Director Stewart Ower BSc (Hons), C.WEM, is a key figure in this sector and also provides spill training to the fire service and has been managing incidents for over 15 years, including a term as chairman at the trade association UK Spill and in his early days working for the Environment Agency.

There is a natural fit for the ethos that sits behind Evergreen and that of Compass Environmental, we can help protect the environment, limiting the damage caused in an incident whilst providing risk management, training and ongoing support to our clients.

Whilst rural locations rely on fuel oil for their energy, deliveries will take place. We are providing a protection package for the business owners, consumers and our environment – whilst also making donations to help support wider environmental and conservation projects.

To find out more about Oilshield click here to visit the website.

Visit the Oilshield Website

Evergreen has partnered with Voyageur Insurance to provide an online quote and buy facility for travel insurance catering for single trips and annual policies. You will now be taken to the Voyageur website where you can obtain a quote, and buy your policy should you wish to.

Visit the Oilshield Website