Taxi Insurance

Taxi insurance is there to cover those using their cars to carry passengers. Taxis tend to cover more mileage than regular cars so a specialist cover is required.

Type of Insurance Cover

There are two main types of Taxi Insurance.

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Public Hire Insurance

Public hire insurance covers Taxis which are available to pre-book, hailed down in the street or available at a rank.

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Private Hire Insurance

Private Hire insurance provides cover for drivers of minicabs and minibusses that are licensed to carry passengers for hire and reward. They must be pre-booked or be at a designated taxi rank. They cannot be hailed in the street.

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Frequently Asked Questions

    This depends on the sort of service you are offering and whether you require public hire insurance or private hire insurance. Give us a call and we will advise.

    • Personal Details – Name, Age.
    • Vehicle – Car Registration or Make, Model and Age.
    • Driving History – Accidents and previous claims.
    • No claims (if applicable) – Proof from your current insurer of how many years without a claim.

    It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.

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