Other areas to consider include claims and legal costs that arise if a customer injures themselves whilst on your premises. Shop insurance can also include employers’ liability insurance, which is a legal requirement if you employ staff. It can protect your shop against claims if an employee becomes unwell or is injured as a result of working at your shop.
There are few of different types of insurance if you own a shop.
- Buildings Insurance
- Contents Insurance
- Public liability insurance
- Employee liability insurance
- Business Interruption insurance
Frequently Asked Questions
Current shop insurance policy documents
The rebuild value of your shop (if you own it)
The level of cover you need
Contents value (including stock)
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.