Other areas to consider include claims and legal costs that arise if a customer injures themselves whilst on your premises. Shop insurance can also include employers’ liability insurance, which is a legal requirement if you employ staff. It can protect your shop against claims if an employee becomes unwell or is injured as a result of working at your shop.
There are few of different types of insurance if you own a shop.
- Buildings Insurance
- Contents Insurance
- Public liability insurance
- Employee liability insurance
- Business Interruption insurance