Property Insurance for Landords

Insurance for the Rental Sector

Do you own or look after property that you rent out? If so, you may be asking yourself whether you need a policy and which type of cover should be included. If you are renting out a property, then you will need a policy to ensure you are covered in the event of a fire or a flood. Such a policy is a necessity for anybody renting out a property.

Closet and bathtub in modern bedroom

What is a Property Policy?

If you rent out property, then you will require a commercial property policy.

Every landlord or person resonsible for renting out property requires a series of protections and the level of those protections will need to be set dependant on the risks that are faced. Our specialists can help you find the correct protection to fit in with your requirments ensuring you are not under or over-insuring your property.

The various types of cover typically included are those listed below.

Types Of Cover I May Wish To Consider For My Policy

Property Damage

Protection against loss or damage to buildings or limited contents.in the event of a fire or flood.

Contents

Protection against loss or damage to contents that you own within the rental property such as furniture and appliances..

Loss of Rent

Protection against loss of income if your tenants need to move out due to an insured event, like a flood or fire.

Legal Expenses

Protection to cover legal expenses for things such as following up on unpaid rent, tenant personal injury claims and evictions.

Liability

Protection against claims due to personal injury or damaged belongings on their property.

Emergency

Protection in the event of a power outage, a bust pipe or a boiler breakdown. 24-hour support and assistance, protecting tenants and premises at the same time.

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Why work with an ethical insurance broker?

When you arrange an insurance policy for your offices through Evergreen Insurance Services, you are making the world a better place. Furthermore, it does not cost you anything because your policy generates a donation, from our commission to one of our amazing charity friends. As a result, you are contributing towards the protection of our natural world for generations to come. We have already donated vast sums which have gone to many great projects. To gain an insight as to what has been achieved, please visit our where donations go? page. Evergreen is part of the SIA group, ensuring over 25 years experience and thus the expertise to ensure you receive the best possible service.

Frequently Asked Question

We have the experience and knowlege to give you peace of mind and ensure you have the correct cover in place. We pride ourselves on service from your initial quote request through taking out your policy to assitance with any claims. In addition every policy generates a donation to nature and wildlife charities of up to 25% of our commission. 

We have had some really positive feedback since we started out in 2017. We are an ethical company to our core. We donate to great causes but as all good companies should do, we also operate in a really honest way. We never look to aquire a client by offering a cheap policy the first year then hike the price on the second and subsequent years. We simply do everything to get the best cover and policy for our clients every year. We live by our slogan, Make a different choice, Make it Evergreen. 

We always try to be competitive. There may be circumstances where you find a cheaper insurer online but if you want to be sure you have the correct cover and insurance that is tailored to your needs, please give us a call. Our repultation is built on helping and not selling so give us a try.

The short answer is no and it’s not a legal requirement. Give us a call and we will talk you through the levels of cover and tailor those to you business.