Pet Insurance

Pet insurance is there to help cover vet costs if your pet is unwell, gets injured or has an accident. Pet insurance rarely covers routine medical treatment, international treatment or anything relating to pre-existing conditions.

Type of Insurance Cover

The three main types of policy


Accident only pet insurance

This insurance will cover your pet in the event of an accident. It will not provide cover for long-term illness.


Time limited pet insurance

This covers illnesses as well as accidents, but for a limited amount of time only.


Maximum benefit pet insurance

This policy covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on the period you can claim for.


Lifetime pet insurance

This policy is the most comprehensive pet insurance. It covers accidents, injuries or sickness for the lifetime of your pet, subject to limits outlined in the policy.

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Frequently Asked Questions

This depends on the age of your pet and how prone your pet is to illness. It is also determined by how much you are able to pay.

  • Your pet’s age
  • The breed or size of your pet
  • Health of your pet (and if it has been neutered)
  • Behavioral history
  • Medical history
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