Office Insurance

Office insurance could protect your business against unexpected events in the workplace. This could include loss due to theft or a fire or flood on the premises. Office insurance can also cover against the cost of any legal claims made by your employees or the public.

Type of Insurance Cover

The three main types of policy.

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Buildings and contents insurance

This cover is required if a building is damaged by unexpected circumstances. It will allow you to claim for repairs or a total rebuild. It will also cover some permanent fixtures such as such as built-in cupboards and display cases.
Contents Insurance essentially covers any equipment you would take with you if you moved offices. This includes desks, chairs, and computers for example. Contents insurance can provide protection against theft or damage.

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Public liability

Public liability provides cover if someone is injured at your office or their property is damaged. You'll be able to claim on your insurance to cover any compensation due to them or legal costs if they take you to court.

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Employers’ liability

This protects you if someone on your staff has an accident or their property is damaged at work and they require compensation.

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Frequently Asked Questions

    This depends whether you are renting or own your office and which staff you employ. Please give us a call and we will help find the correct policy for you.

    • The rebuild value of your home
    • Details of the property
    • The level of cover you need

    It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.

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