Motorbike Insurance

Motorbike insurance can provide cover if you are involved in an accident on the road.

There are three types of motorbike insurance.

  • Third party
  • Third party, fire and theft
  • Fully comprehensive

Frequently Asked Questions

Is motorbike insurance compulsory?

It is a legal necessity to have motorbike insurance unless you are keeping your vehicle on private land. If you are found without motorbike insurance, you could be liable for a fine and penalty points.

What type of motorbike insurance do I need?

We would advise taking out fully comprehensive motorbike insurance. Third party insurance is perceived as being cheaper than fully comp because it provides less cover however this is rarely the case. Fully comprehensive motorbike insurance is the most complete level of cover you can get for your motorbike. It provides protection for accidental damage, fire, theft and any damage to third party property in the event of an accident. It can also cover injury claims.

What details do I need to provide to get a quote?

Model Details – the make, model and registration.
The age – The year of the motorcycle.
Modifications – Any changes to the motorcycle.
Age of license – How long you have had your license.
Additional Riders– Details of any other riders.
Driving History – Accidents, Previous claims, and Convictions over the past five years.

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.