Do you require Motor Trade Insurance? This is a type of policy that would mean your business and your staff are covered when driving or working on customer’s cars or cars the business owns. When looking at this policy you will require flexibility. For example, if you own a garage and you need staff to drive a customer’s car then this type of policy can cover you and your business.

When looking to take out a motor trade policy you may not know exactly what you need on your policy. However, we have trusted advisers to help find a policy to cater to your needs.

This is a policy that you may be interested in to protect your business against accidental damage or problems that may occur while you are with the vehicles. You may need this policy if you work in areas such as scrap yards, car valeting, or a mechanics.

You may also be interested to know when taking out a motor trade policy what this can include. For example, this type of policy could include.

Employers’ liability insurance – This type of cover is a legal requirement if you have staff even if they are not driving the companies vehicles.

Public liability insurance – This can protect you in scenarios such as when you or your workers are subject to claims from the public.

Product liability insurance – This type of cover could protect you if you lose money, for instance, on defective parts that you may have purchased for vehicles.