Land Liability Insurance

Land insurance provides legal liability protection to meet a land owners duty of care to visitors or members of the public as outlined in the Occupiers Liability Act 1957. Land Liability Insurance will cover the land owner  in the event of negligence resulting in injury or damage to a third party.

Frequently Asked Questions

What type of land insurance do I need?

This depends on the use of the land and who is likely to be passing over the land. Please give us a call to find out which options best suit your needs.

Are buildings covered?

Abandoned properties can represent a liability risk, particularly people gain access to your land.

The buildings rarely have value, but cover can be extended to accommodate the public liability exposure under a land insurance policy.

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on 9.5% interest.

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