If you are looking for Land Liability insurance, then you have come to the right place. Also known as Property Owners Liability or Public Liability for Land, this insurance will cover you for negligence in connection with the ownership of your land.
You may own land for your own personal purposes, or for development purposes. However, it may be the case that you are not using it and so wish to rent it out. For example, many landowners will rent their land out for grazing to ensure it is maintained whilst still receiving some income for it.
Whatever your land is used for, it is possible that visitors may hurt themselves or damage their property whilst on your land. Furthermore, The Countryside and Rights of Way Act 2000 gives the “freedom to roam” or “right to roam” on some privately owned land. Therefore, these legal rights to access mean members of the public such as walkers or hikers may enter your land, trip, or fall. Consequently, they may seek compensation from you for their injuries.