Hotels/ Guest Houses Insurance will cover you in the event for instance if something goes wrong whilst guests are staying. If you own or run a Hotel, Guest House, or B&B, it is essential that you have sufficient insurance in place to protect you. Therefore protecting your customers, stock, staff, building, contents, and liability exposures. Hotels, Guest Houses, and B&B’s see lots of people coming and going which increases risk.
You may have a lot of equipment that could potentially be damaged such as by accident or vandalism. Similarly, guests may have possessions that could be damaged or stolen on your property. In addition to covering your property, your contents, and your guest’s contents, you may wish to consider other types of cover. For example, you should consider liability insurance in the event that somebody makes a claim against you. Furthermore, you may wish to add cover in the event you have to close for a period and consequently you lose business. For example, this could be because of a fire, storm or flood.