Hotel Insurance protects a hotel from a number of potential issues. This can be anything from guests having an accident in the hotel to a bathroom being flooded or a fire in the kitchen. Insurance cover is also there to protect against staff injuring themselves whilst at work.
Type of Insurance Cover
There are various types of hotel insurance.
Frequently Asked Questions
- What type of hotel insurance do I need?
- What details do I need to provide to get a quote?
- Should I pay monthly or annually?
This depends whether you are renting or own the hotel building. If you are renting please check with the property owner as to what is covered.
The contents cover you require will be dependant on the size of the hotel and the number of rooms. Guest contents cover will need to be considered to protect against possessions that are damaged or stolen on hotel property.
Public and private liability will be determined by the number of guests and staff.
Please give us a call and we will help find the correct policy for you.
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.