Home Insurance

Household insurance protects your property and/or contents against such things as fire, flood and theft.  You can choose to protect just your contents, which is generally if you are in rented accommodation or don’t have any financial interest in the building. You can protect just your building or buildings and contents together. You can also extend to cover items that you take away from home such as camera equipment and items such as bikes, you can also include accidental damage to both your buildings and contents.

Frequently Asked Questions

What type of home insurance do I need?

This depends on whether you own your home or are renting. If you are a homeowner then you’ll need buildings and contents insurance. If you are renting, you will usually require, just, contents insurance.

Landlords will require Buildings insurance to cover the property/ properties they are renting out.

What details do I need to provide to get a quote?

Current home insurance policy documents
The rebuild value of your home
Details of the property
The level of cover you need

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on 9.5% interest.

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