Home (household) insurance provides cover from events that damage your home or possessions. In the event that your home is damaged or destroyed, the correct insurance could result in the insurance company rebuilding your home. It could also assist with replacing your possessions.
Home insurance is comprised of buildings insurance and contents insurance, which can be bought separately or together from the same provider.
This depends on whether you own your home or are renting. If you are a homeowner then you’ll need buildings and contents insurance. If you are renting, you will usually require, just, contents insurance.
Landlords will require Buildings insurance to cover the property/ properties they are renting out.
Current home insurance policy documents
The rebuild value of your home
Details of the property
The level of cover you need
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.