Home Insurance is a policy that is here to protect you against loss in regards to your property. In other words saving you money against possible costs. When you buy a house/home you may want to protect this property against possible loss. For example your home may be subject to damage. Such as your house may suffer fire damage, flooding or structural issues. You may consider taking out this policy to help with the cost of repairs, if damages occur.
You can enquire about two types of insurance. Firstly, you may consider buildings insurance. This could protect your building against damage costs. Secondly, you may ask about contents insurance. This could protect you against the costs of damage or theft to the contents of your property.