It may be a good idea to consider gadget insurance. If you are forgetful or accident-prone, this could be a wise investment. For instance, if you think you may leave your phone or camera somewhere or drop your laptop.
Some devices are expensive and difficult to replace. Insurance covers you from damage from liquids and spillage for instance, dropping your phone in water. Mechanical damages such as faulty hardware or theft and loss. Therefore, it is well worth working out what your gadgets are worth. In addition, what they would cost to replace. Older phones and laptop do not have great financial value but a new smart phone and high spec laptop could be very costly to replace.
Give us a call to discuss if it’s better to add this on to your existing contents insurance. It may, however, be beneficial to take out a separate policy depending on the items you wish to cover.