Employers Liability Insurance is a legal requirement for your business when employing staff. In short, this Policy can protect employers and employees. For instance, if an employee gets injured at work or becomes ill as a result of working. This Policy would cover your business against possible loss.
This type of policy could also protect the employer, against former employees that have become ill, from work they carried out in your workplace. As long as they can be prove it was a result of working for you.
Health and safety states it is your duty as an employer to protect the welfare of your employees.