Charity Insurance

Charity insurance is a mix of policies designed to protect charities, local community groups and nonprofit organisations from risks and claims.

There are several types of insurance to consider when running a charity.

Public liability insurance: Protects against claims related to a customer, client or third party becoming injured, ill or suffering property damage.
Business contents insurance: Covers the replacement of items, if damaged, lost or stolen.
Employers liability insurance: Employers’ liability insurance protects against claims linked to a member of staff becoming ill or injured.
Product liability insurance: Protects against claims for personal injury or property damage caused by a product your charity designed, sold or supplied.
Professional indemnity insurance: Covers cost of claims related to service or advice.
Business interruption insurance: Provides financial support if your charity is forced to close.

Frequently Asked Questions

What type of charity insurance do I need?

This depends on the type of charity you are running. Please give us a call and we will help find the correct policy for you.

What details do I need to provide to get a quote?

The charities details
The nature of the business with estimated revenues.

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.

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