Catering and Events Insurance

A policy to cover to cover all your catering event needs.

Catering and Events Insurance

Do you require catering and events insurance? If you are running a catering company that relies on keeping customers happy and well-fed then you may wish to consider this policy. When in the catering industry things can go wrong so it’s better to be covered in these situations. For example, you could have a job to cater for an event, and this could be affected in different ways, such as damage to food. Subsequently, you may not be able to cater for the event and could lose your income while still maintaining the expense.

When you contact Evergreen, we can talk you through the different options for your policy, to get the best cover to suit you.

Things I could include with my policy?

When looking to take out a catering and events policy, there may be certain types of cover that may interest you; for example,

Public Liability – This type of policy can cover you if you accidentally injure a member of the public or damage their property. For example, you could spill ingredients on a customer’s clothing or property causing a stain.

Product Liability – When taking out a catering policy, this type of cover can be useful if anyone becomes ill from eating food that you have served.

Contents Cover – You may need equipment to make the food such as pots and pans. For example, you could need equipment to keep the food hot in a buffet situation. If these items were damaged or stolen you could cover your costs through this policy.

Stock Cover – This policy you may take out to provide cover for the food that you have to store. If this food was to become damaged or stolen you could lose money, therefore it’s better to protected in these instances.

Buildings Cover – Do you own the building you work from? If so then you may wish to take out this policy to protect you in the event of damage such as fire or flooding.

Equipment Breakdown Cover – You may have equipment that you may require for your business to run successfully. For instance, if these were to break, it would lead to the stopping of work, thus leading to lost income. Therefore, this policy is designed to provide you with protection.

You may wish to consider employers’ liability if you have staff as this is a legal requirement. You may also wish to consider Business Interruption insurance, cyber cover or legal expenses cover.

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Why Insure with Evergreen?

When you buy insurance from Evergreen Insurance Services, you are making the world a better place. Furthermore, it does not cost you anything because your policy generates a donation, from our commission, to one of our amazing charity friends. As a result, you are contributing towards the protection of our natural world for generations to come. We have already donated vast sums which have gone to many great projects. To gain an insight as to what has been achieved, visit our ‘where donations go?’ page.

As part of the SIA group, we have over 25 years experience and thus the expertise to ensure you receive the best possible service. Therefore why not request a quote today!

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