Car insurance can provide cover if you are involved in a car accident.
Type of Insurance Cover
There are three types of car insurance.
Frequently Asked Questions
- Is car insurance compulsory?
- What type of car insurance do I need?
- What details do I need to provide to get a quote?
- Should I pay monthly or Annually?
It is a legal necessity to have car insurance unless you are keeping your vehicle on private land. If you are found without car insurance, you could be liable for a minimum of a £300 fine along with six penalty points.
We would advise taking out fully comprehensive car insurance. Third party insurance is perceived as being cheaper than fully comp because it provides less cover however this is rarely the case. Fully comprehensive car insurance is the most complete level of cover you can get for your car. It provides protection for accidental damage, fire, theft and any damage to third party property in the event of an accident. It can also cover injury claims.
It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on approximately 9% interest.