Cafe Insurance

Cafe Insurance protects against claims for damages and legal costs made if a customer is injured or their property is damaged at your cafe.

There are various types of cafe insurance.

  • Buildings Insurance
  • Contents Insurance
  • Public and Employee liability insurance

Frequently Asked Questions

What type of cafe insurance do I need?

This depends whether you are renting or own the cafe premises. If you are renting please check with the property owner as to what is covered.

The contents cover will depend on the amount of kitchen equipment, furniture, and crockery.

Public and private liability will be determined by the number of customers and staff.

Please give us a call and we will help find the correct policy for you.

What details do I need to provide to get a quote?

The cafe building and contents
Level of income – for business interruption purposes.

Should I pay monthly or annually?

It is cheaper to pay for insurance annually. If paying monthly, we use an external company, Premium Credit, which pay the insurance and then charge you over a 10 month period adding on 9.5% interest.

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